Reviewing your risks
Better insights. Smarter coverage. Stronger protection.
True protection begins with research and a comprehensive risk review.
When you understand your risks, you can take proactive steps to reduce exposure and build appropriate cover.
An Elmore review will identify operational weaknesses, industry/sector-specific threats, and behaviours that could compromise your business.
Key benefits
Evaluate existing insurance policies
Highlight protection gaps and bad practices
Optimise insurance costs
Identify overlooked or emerging risks
Receive advice for risk mitigation
Ensure regulatory compliance
Strengthen business continuity and resilience
Boost stakeholder confidence

Types of reviews
Our reviews are flexible and can be tailored to meet your unique business challenges and needs.
Typical reviews include the following:
Silent reviews
A silent review is an independent assessment of current insurance arrangements, without the existing brokers or insurers knowing the review is taking place. It can determine whether a policy is competitively priced and relevant and is particularly useful when circumstances change; for example, if the business is expanding, acquiring or selling, or there are new risks or regulatory changes.
FIND OUT MOREInsurance policy reviews
An insurance policy review will help a business understand if there are gaps in an existing policy and what needs to change to ensure cover is up to date and relevant.
FIND OUT MORECyber security reviews
Cyber security reviews are vital today. Cyberattacks are growing in sophistication and can cripple a business, as frequent news headlines testify. A cyber security review will assess people, processes, and technology, identifying vulnerabilities and the effectiveness of countermeasures. Our cyber security reviews will help you prevent breaches, ensure you are adequately protected following a cyber event, and reduce costs.
FIND OUT MOREBehavioural reviews
If you’re launching a new business or looking to grow, we can assess your There is a growing demand for behavioural reviews, as businesses increasingly appreciate the impact of poor behaviours on financial and operational efficiency. We use behavioural science to understand human factors that affect business risks and performance, and we identify ways to ensure best practice.risks and ensure you have the right coverage to help you succeed.
FIND OUT MOREOperational risks reviews
An operational risk review will identify, assess, and manage the business threats you face in your day-to-day operations, both internally and externally, and is a key part of effective operational risks management.
FIND OUT MOREBroker and programme reviews
Broker and programme reviews are useful when national or multinational businesses need to manage complex insurance programmes with multiple product lines, insurers, brokers and policies.
FIND OUT MOREWho will benefit from an Elmore review?
Our reviews are especially useful for:
Startups and businesses that are scaling
Businesses entering new markets or launching new products
Businesses that are transitioning (eg, mergers, expansions, restructuring)
High-risk industries such as financial services, healthcare, and technology
Complex businesses with many liabilities and risk factors
Businesses that have not reassessed their insurance needs in a long time

Ready for a review?
Talk to us about your needs. Our experts will be happy to explain the many different types of review and advise on the best approach for your business and circumstances.
