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Reviewing your risks
Better insights. Smarter coverage. Stronger protection.

True protection begins with research and a comprehensive risk review.

When you understand your risks, you can take proactive steps to reduce exposure and build appropriate cover.

An Elmore review will identify operational weaknesses, industry/sector-specific threats, and behaviours that could compromise your business.

Key benefits

 Evaluate existing insurance policies

 Highlight protection gaps and bad practices

 Optimise insurance costs

 Identify overlooked or emerging risks

 Receive advice for risk mitigation

 Ensure regulatory compliance

 Strengthen business continuity and resilience

 Boost stakeholder confidence

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Types of reviews

Our reviews are flexible and can be tailored to meet your unique business challenges and needs.

Typical reviews include the following:

Silent reviews

A silent review is an independent assessment of current insurance arrangements, without the existing brokers or insurers knowing the review is taking place. It can determine whether a policy is competitively priced and relevant and is particularly useful when circumstances change; for example, if the business is expanding, acquiring or selling, or there are new risks or regulatory changes.
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Insurance policy reviews

An insurance policy review will help a business understand if there are gaps in an existing policy and what needs to change to ensure cover is up to date and relevant.
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Cyber security reviews

Cyber security reviews are vital today. Cyberattacks are growing in sophistication and can cripple a business, as frequent news headlines testify. A cyber security review will assess people, processes, and technology, identifying vulnerabilities and the effectiveness of countermeasures. Our cyber security reviews will help you prevent breaches, ensure you are adequately protected following a cyber event, and reduce costs.
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Behavioural reviews

If you’re launching a new business or looking to grow, we can assess your There is a growing demand for behavioural reviews, as businesses increasingly appreciate the impact of poor behaviours on financial and operational efficiency. We use behavioural science to understand human factors that affect business risks and performance, and we identify ways to ensure best practice.risks and ensure you have the right coverage to help you succeed.
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Operational risks reviews

An operational risk review will identify, assess, and manage the business threats you face in your day-to-day operations, both internally and externally, and is a key part of effective operational risks management.
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Broker and programme reviews

Broker and programme reviews are useful when national or multinational businesses need to manage complex insurance programmes with multiple product lines, insurers, brokers and policies.
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Who will benefit from an Elmore review?
Our reviews are especially useful for:
 Startups and businesses that are scaling

 Businesses entering new markets or launching new products

 Businesses that are transitioning (eg, mergers, expansions, restructuring)

 High-risk industries such as financial services, healthcare, and technology

 Complex businesses with many liabilities and risk factors

 Businesses that have not reassessed their insurance needs in a long time

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Ready for a review?

Talk to us about your needs. Our experts will be happy to explain the many different types of review and advise on the best approach for your business and circumstances.

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