Seguro de reembolso de fraude APP

Comprehensive Insurance Protection for UK Faster Payments

Proteção para os pioneiros

APP fraud is a pervasive issue in the financial sector, where fraudsters manipulate victims into authorising payments to accounts controlled by criminals.

Despite increasing awareness and preventive measures, APP fraud continues to rise, leading to substantial financial losses for individuals and PSPs.

Elmore has developed a solution to ensure balance sheet protection for PSPs along with supporting a robust compliance program.

Leia nossos insights mais recentes

Read the latest news and insights from the Elmore blog:

APP Fraud Reimbursement Insurance: Briefing Paper – Request Copy Here

APP Fraud Reimbursement Insurance Explained

Elmore has carefully designed a broad and comprehensive APP Fraud Reimbursement Insurance Policy providing under one policy coverage to address the different APP exposures.

To ensure policy coverage is kept up-to-date, Elmore has been actively engaging with key APP Fraud  stakeholders in developing a solution for the insurance requirements for both principal and agent risk and is well positioned to guide firms on the implications of operational risk events for their business and the suitable insurances that are required to be in place.

Elmore APP Fraud Reimbursement Insurance - Policy Coverage

A cobertura abaixo poderá ser combinada numa só apólice ou disponibilizada em apólices separadas:

Seguro de reembolso de fraude APP

A specialised insurance product designed to cover financial losses resulting from APP fraud.

Comprehensive coverage for both sending and receiving PSPs, ensuring financial protection and operational cost coverage.

Limits will be established on a per transaction basis with an overall aggregate limit for the PSP per annum.

Underwriting will be undertaken on existing loss data from PSP.

Key Features:

Fraud Coverage: Protection against confirmed APP fraud incidents.

Reimbursement Limits: Set maximum reimbursement limits per incident and annually.

Claim Process: Streamlined process for quick and efficient claims handling.

Fraud Prevention Incentives: Encouragement for PSPs to adopt robust fraud prevention measures.

 

Partner With Insurers - Embedded Insurance

Com um público cativo e usuários engajados, por que não considerar incorporar soluções de seguros aos serviços existentes e oferecer valor adicional aos clientes, diferenciando sua oferta e gerando um novo fluxo de receitas para o negócio. 

A Elmore oferece programas sob medida e inovadores para consumidores e usuários corporativos. Entre em contato para saber mais.

Fintech Risk & Compliance Management

For a FinTech to partner successfully with it’s key stakeholders, it must appreciate the breadth and depth of financial and technology risk and compliance management.

In particular, the FinTech must understand the operational risk and compliance considerations that a stakeholder will need to consider before engaging them.

By following best practice controls and processes required to onboard insurance it can improves the overall governance and compliance and acceptance of a FinTech.

O diagrama representa os benefícios de mitigar e reduzir riscos para otimizar a transferência de riscos por meio de seguros:

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APP Fraud Reimbursement Insurance Claims

Elmore is one of the early pioneers of arranging insurance for the fintech and payments sector and as such have seen business models both succeed and fail. Being one of the few insurance intermediaries who has handled and managed complex embedded finance insurance claims, it makes Elmore the ideal risk transfer advisor and partner.

A equipa experiente que gere os sinistros da Elmore está comprometida em corresponder aos mais altos padrões de serviço e excelência operacional. Os nossos experts seguem cada linha especializada de produto e geografia, utilizando consistentemente as melhores práticas adequadas. Consoante as necessidades, a Elmore cria parcerias com consultores especializados em sinistros para garantir que, independentemente da complexidade que os sinistros das seguradoras possam ter, o conhecimento técnico mais adequado é empregue para analisar e resolver a perda

Mantenha os seus dados seguros

Levamos a segurança cibernética muito a sério e somos uma das poucas práticas no setor de seguros a certificar com Fundamentos Cibernéticos. Esses controles podem reduzir significativamente o risco de ataques cibernéticos não qualificados, mas generalizados.

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