Treaty, Binders & Facilities

Preparation and distribution of differentiating capacity


An offering, tailored to go alongside existing solutions

Elmore are specialists in Treaty, Binder and Facilities placements for small, medium or large sized insurance companies.
We can work with Direct Insurers, Captives, Mutual Insurance Companies, General Takaful Companies, Pools,
Reinsurers, Reinsurance Brokers and direct brokers.

Elmore Treaties, Binders And Facilities USP’s

Specialists in arranging
financial lines and casualty capacity

Improving the efficiency of existing
capacity to increase earnings

Creative solutions for
new capacity

No upfront cost for
program launch

Emerging Market

Delivering market leading products

New thinkers of old problems

Treaties & Binders can drive significant value to a business by offering a different service offering delegated underwriting authority and additional purchasing power. Combined with pioneering technology, Elmore can offer a turn key solution enabling market leading end customer user experience.

There are 6 different offerings
from Elmore:

Proportional Treaty

Arranging and advising on
Quota Share (QS) and Surplus
Share (SPL) treaties.

Non-Proportional Treaty

Arranging and advising on
Excess of Loss (XOL), Stop
Loss, Catastrophic Cover, and
Net Protection treaties.

Retrocession Treaty

Arranging and advising
retrocession reinsurance,
both on a per-risk and
catastrophe basis.

Facultative Obligatory Treaty

Arranging and advising hybrid
facultative versus treaty


Arranging and advising
delegated authority binders
across multiple lines.


Arranging and advising
Insurance and Reinsurance
prior-submit facilities.

Going above and beyond every step of the way

Elmore stands for solution-based expertise, consistent risk management, financial stability and client proximity. Our clients trust us to develop solutions for the whole spectrum of reinsurance – from traditional reinsurance agreements to the management of complex specialty reinsurance risks.

Keeping your data secure

We take cyber security seriously and are one of the few in the insurance industry to certify with Cyber Essentials.
Implementation of Cyber Essentials controls can significantly reduce the risk of prevalent but unskilled cyber-attack