Multinational Insurance

Insurance Solutions For Multinational Business

Strategic Approach to Global Programme Optimisation

Whether it be a study to determine the availability of local insurance policies, or arrangement of a compliant multi-location insurance programme with an allocation of tax and premium breakdown, Elmore will be there every step of the way to ensure a seamless centralised approach.

Elmore have developed an international network of brokers and insurers to enable a multi-national has a placement structure that works for them.  By coordinating both local and global insurances through one broker, it is possible to ensure consistency in policy terms and conditions as well as alignment in limits, policy and structures and policy language.

Local Policy Issuance

For multinationals with large or complex overseas risks, best practice approach is to issue Standalone Local Policies in the territory where those risks are situated, ensuring guaranteed compliance with local insurance requirements.

Elmore’s diverse and expansive network of brokers and insurers provides a multinational with a commercial network can now serve the world for even the most diversely operating multinational.



Value added Services

In addition to providing timely and high-quality placement and claims management, our team offers advisory services (Review & Improve) to our business partners. Periodic reviews of our clients provide valuable feedback including independent analyses, perspectives on mutual philosophies, recommendations on third-party consultants and lawyers and suggestions to improve processes.

The team offers tailored claims and legal research and provides operational improvement reviews resulting in observations and recommendations on their organizational resilience, staffing, processes and technology.



Multinational Claims

Notification and claims handling can be made in the country where the claim event occurred. Wwhile maintaining close contact with the mast programme country in close partnership with the Elmore Head Office representative.  Settlements can be paid directly to the local company where the loss takes place, and claims can be paid to the local subsidiary and in local currency alleviating any exchange rate losses.

Elmore experienced claims team is committed to meeting the highest standards of service and operational excellence.  Seasoned professionals are aligned with each specialty product line and geography and consistently employ best practice standards. As needed, Elmore partner with specialised claims consultants to ensure that no matter how complex an Insurers claims may be, the proper technical expertise is employed to analyse and resolve the loss.


Keeping your data secure

We take cyber security seriously and are one of the few in the insurance industry to certify with Cyber Essentials. Implementation of Cyber Essentials controls can significantly reduce the risk of prevalent but unskilled cyberattack.