FinTech Insurance


The Global Leader in arranging FinTech Insurance
From Start-up to Scale-up and beyond

FinTech is the future

Pioneering innovation, disrupting the norms, a FinTech needs to trade knowing its business is suitably protected.
Elmore delivers bespoke, focused FinTech Insurance for each type of FinTech

Challenger Banks




Alternative Finance



Wealth Platforms

Trading Platforms

Lending Platforms

Peer 2 Peer Platform’s

Aggregator Platforms

PSD2 Insurance

Sharing Economy

Crypto Exchanges

Crypto Wallets

Elmore Fintech Insurance

Reliance on networks, systems, data, cloud technology, and outsourced service providers exposes a FinTech to an array of risks.

Changes to regulation, perception to corporate responsibility and increased media attention towards FinTechs have focused the importance of effective operational, financial and technology risk management.

The Elmore Fintech insurance solution:

Identification of risk
Support in mitigating risk
Arranging risk transfer with FinTech Insurance
Claims Support and Response

Fintech Insurance Explained

With the backing of experienced Insurers behind a FinTech it can trade knowing their balance sheet has critical support should the unthinkable happen.

FinTechs are increasingly adopting and leveraging advanced technologies to deliver innovative financial products and services. While these innovative technologies present opportunities, they may also pose new sources of risks.

Elmore Fintech Insurance – Policy Coverage

The following cover can be combined in one policy or offered in separate policies:

Directors & Officers Liability

  • Claims by regulators
  • Claims by shareholders
  • Claims by employees
  • Claims by other stakeholders

Professional Indemnity Insurance (PII)

  • Claims by customers
  • Claims for failure of service
  • Claims for failure of technology
  • Mitigation costs to put right

Cyber & Crime

  • Event management
  • Reputation management
  • Financial loss incl. fines
  • Cyber liability

Office & Employee Insurance

  • Property and equipment
  • Employers liability
  • Public liability
  • Travel insurance

Multi-National Fintech Programme Management

In the scale up of a FinTech, rapid global expansion requires a coordinated approach to Insurance acquisition. Elmore’s network of established insurance partners around the world allows for a Global Insurance Programme. With the requirement to have local policies while being coordinated by one centralised function it can allow better compliance and visibility into the global requirements.



Partner With

With a captive audience and engaged users why not consider cross selling insurance solutions along side the FinTech offering adding value to customers, differentiating your offering and brining a new income stream for the business. Elmore delivers bespoke and innovative programmes for both consumer and business users, gee in touch to learn more.



Fintech Risk Management

For a FinTech to partner successfully with it’s key stakeholders, it must appreciate the breadth and depth of financial and technology risk management. In particular, the FinTech must understand the operational risk considerations that a stakeholder will need to consider before engaging them. By following best practice controls and processes required to onboard insurance it can improves the overall governance and acceptance of a FinTech. The diagram represents the benefits of mitigating and reducing risk to optimise risk transfer through insurance: