Risk & Insurance Guide

Electronic Money Institutions (EMIs)

The payments industry is experiencing rapid and widespread transformation. According to Juniper Research, global embedded finance revenue is set to jump nearly 150 per cent over the next four years.

Electronic money institutions (EMls) and payment institutions (PIs) are working with other financial services companies and non-financial companies to integrate financial services with digital platforms.

Together they are redefining payment journeys and commercial relationships.

This guide describes the rise of embedded finance and the role of EMIs, and how new business models are creating risks as well as opportunities.

Above all, using examples of loss events, it underlines the vital role of insurance in providing protection and managing change in the new digital landscape.

The guide explores payment risks and strategies and covers the following: