You make the future

We insure it

Business insurance for the innovation economy
We insure businesses creating, enabling and adopting innovation.
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Cyber, Crime & AI Insurance | Professional Indemnity & D&O Insurance | Fintech Insurance | Digital Asset Insurance | London · Lisbon · Zug | Lloyd's Broker | 100% Employee Owned | 100% Independent | Complex Risk Specialists | 10 Years in the Innovation Economy
Your risks, our protection 

We help traditional and digital-native businesses understand, manage and insure an increasingly complex range of risks.

Our specialist reviews look beyond the obvious, examining existing protection alongside evolving risks.

From Emerging Risk Maps and Cyber & AI Security Reviews to Behavioural Risk Reviews and Insurance Policy Reviews, we help identify gaps, strengthen resilience and align insurance with how your business actually operates.

EXPLORE OUR RISK REVIEWS

In focus

News & industry issues

MiCA Insurance for CASPs

Understanding MiCA insurance requirements for crypto-asset service providers.
EXPLORE MiCA INSURANCE

Prediction Markets

Exploring the evolving regulation, risks and insurance of prediction markets.
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APP scam insurance

Understanding APP reimbursement rules and how specialist insurance can respond.
EXPLORE APP INSURANCE

Award winners

Elmore recognised for its specialist approach to risk management and insurance.
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We take a complete view of risk

Managing risk gives you the confidence to venture further.

We take a complete view of risk, reviewing exposures, identifying opportunities to mitigate them, structuring insurance for those that remain, and supporting you when a claim occurs.

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Independent by design

100% employee owned, 100% independently run, Elmore gives its team the freedom to think differently, lead and grow.

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International reach

Lloyd’s brokers in London, Lisbon and Zug, we combine local expertise with access to specialist insurance markets worldwide.

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What our clients say

“Elmore made what used to be a stressful process completely painless. Their team understood our business risks right away and tailored cover that actually fits how we operate.”
Sophie L, Managing Director 
“I was impressed by their transparency and speed. Within days, I had clear options and straightforward explanations — no jargon, just solid advice.”
James R, CFO, Fintech Startup
“When we faced a complex claim, Elmore’s support was incredible. They handled everything with professionalism and kept us informed every step of the way.”
 Amelia P, Operations Manager, Hospitality Group
“Elmore negotiated a difficult D&O risk insurance to cover the business we operate. Elmore did it precisely, fast and transparently – recommended with no hesitation.”
 Founder & CEO, Bitcoin Fintech
“Elmore understood our business and the complexities of arranging tech PI cover for a growing international company. Their practical advice, proactive communication and cost-effective solution made them a trusted partner.”
COO, SaaS Provider
“Elmore succeeded where other brokers struggled, securing competitive cyber insurance despite our overseas exposure. Exceptional service from start to finish.”
CFO, Healthcare Provider
“Elmore brought deep payments expertise to our Crime, PI and Cyber programme, securing broad, competitive cover tailored to our business while delivering significant premium savings. A trusted advisor and partner.”
Group CEO, Payments Provider

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