Risk is a challenge that knows no boundaries.

A Silent Review can ensure an insurance program remains competitively priced and relevant to a business as it and the landscape around it (such as changing regulation) changes over time. It will ensure a programme with multiple policies and renewal dates are streamlined in coverage and provided with one common renewal date.

When Should I Request a Silent Review?

A Silent Review is particularly useful when business circumstances change; such as:

  • change of regulations (GDPR, PSD2, PCI, SMR),
  • upgrading systems or operations,
  • expanding, acquiring or selling.

Similarly, changes to claims trends may warrant a review. If the insurances have just been renewed, a Silent Review can provide a good peace of mind, and in some cases identify important coverage issues that were not addressed at the last renewal.

The Elmore Silent Review includes analysis of:

  • Activities undertaken to suitable coverage purchased
  • All relevant policy terms and conditions
  • Adequacy of the sum insured, deductibles and premiums
  • Specified limits and sub-limits for all insured risks
  • Review of customer and 3rd party contract provisions
  • Policy appropriateness in light of recent claims trends

The deliverable of a Silent Review is a formal report, including a risk analysis (poor, fair, good, excellent) to indicate key recommendations.

Fill in the form on the right to claim your Silent Review today.